CCJs Loans

If you have got CCJ summons, you must be having problem in qualifying for loans! However, there is nothing to be worried, since we, CCJs Loans are here to help you out with our CCJs …

CCJs Loan UK

When you are denied of loans because you are having CCJs, we are here to help you out at CCJs Loans. We have the CCJs loan UK open to all in the UK regardless of your CCJs record…

CCJs Cash Loan

When you need instant cash to meet any urgent need, you may not have that. But, we are here to solve your problems. At CCJs Loans, our mission is to arrange instant cash for people’s …

Adverse Credit Loans: Get Relief Out Of the Best

Irregular payments of loans, having CCJ’s, or bankruptcy are a few reasons for a poor credit status. An adverse credit loan is for people with bad credit scores. It used to be a very difficult task to take a loan with a bad credit score, but with increasing number of banks and lenders, has made the loan procedure easier. The competition has led to diversity of loan targets, bad creditors being one of them. And bad creditors are more than happy to accept the offers as there is more to gain than lose.

The adverse credit loan amount starts from £3000, while with guarantee of an asset; the amount may go as high as £ 150,000. Adverse credit loans come in many avatars, like personal loans, secured and unsecured loans. A secured loan requires the guarantee of collateral such as a house or some asset against the amount of loan. Some time is taken for the loan, for property estimation, there is little paper work, and the rate of interest is comparatively low. An unsecured loan does not require collateral, but an income proof is a must, and the rate of interest is a little higher, so that the lender does not fear the risk of repayment.

The adverse credit loan interest rate varies from 7.2% to 16.8% APR, whereas, the typical applied rates are 8.4% to 8.9% APR. The repayment period is very flexible, from 3 to 25 years, so the borrower can choose his/her own repayment duration.

A lot of financial institutions give adverse credit loans, so a borrower has a lot of choices, and can make an optimum choice after good research on the internet, in terms of amount, interest and repayment duration.

The amount borrowed from an adverse credit loan, can be used for any purpose, like loan consolidation, purchasing a house, vehicle, or for a vacation, or any personal use. Lenders do not have any objections.

Instead of crying over your poor credit score and financial mistakes, use adverse credit loans and bid farewell to all your financial worries.

Representative APR Example:

You Borrow —£1000 You Pay —£1240 Representative APR 1223.6% (Variable)

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk