CCJs Loans

If you have got CCJ summons, you must be having problem in qualifying for loans! However, there is nothing to be worried, since we, CCJs Loans are here to help you out with our CCJs …

CCJs Loan UK

When you are denied of loans because you are having CCJs, we are here to help you out at CCJs Loans. We have the CCJs loan UK open to all in the UK regardless of your CCJs record…

CCJs Cash Loan

When you need instant cash to meet any urgent need, you may not have that. But, we are here to solve your problems. At CCJs Loans, our mission is to arrange instant cash for people’s …

Can my negative credit background still get me a loan?

8 March 2013

CCJs are the most dreaded by all citizens of the UK. Once you have CCJs, you tend to lose all your chances of getting loans and financial aid from most sources as it very badly affects your credit background.

But with CCJs payday loans, the story is different. You do get the option of availing the loan in spite of your CCJ.

CCJs payday loans can be put to use for a variety of purposes. You could use the funds to infuse working capital into your business, pay for your home repairs, pay your child’s university education bills etc. There are no questions asked about how and where you will be spending the money.

These loans are available to applicants in the form of secured or unsecured loans. Both have their own set of return and disadvantages. The Secured loan option under CCJs payday loans requires you to submit collateral or pledge property as security against the money taken as loan.

The benefit is your low interest rates. As they have your property or any asset as a security, the lenders are willing to lower the interest rates when compared to the unsecured option.

For the unsecured loan you do not have to pledge property or any documents. The loan is given to you without any paperwork, but the downside is the high interest rates charged.

You can be rest assured to get some of the best deals in the loan market with respect to the interest rates as well as the repayment terms of the loan. Your current financial ability will be a factor to decide on how much loan and what repayment terms are to be finalized.

The money is yours for your disposal through a simple and easy online application form that is available 24 hours. There are no fees or obligations on the application form.

You can be rest assured about the safety of the personal information provided in the application as it will be treated as confidential. So, go ahead and apply for the loan to overcome your troubles.

Summary:

CCJs payday loans arethe best option for those with such a severe credit issue. You can take care of your financial difficulties in one of the safest and reliable manners, with very attractive interest rates and repayment options to choose from.

Representative APR Example:

You Borrow —£1000 You Pay —£1240 Representative APR 1223.6% (Variable)

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk