CCJs Loans

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CCJs Loan UK

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CCJs Cash Loan

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Get Unsecured Loans despite CCJ

4 October 2012

Your car needs extensive repairs and you need immediate cash for this. You do not have any savings and approaching your regular bank is out of question because you recently got a CCJ summons towards the loan borrowed from the bank. You plan to approach lenders and hope they lend you money without insisting on collateral since you have no property to pledge.

You need not worry about not getting a loan! Now lenders are ready to offer unsecured loans to even persons with CCJs. Therefore, you need not worry about your inability to provide security to the loan. In addition, you need not worry about your CCJs.

Normally, the amount lenders offer through these loans is enough to take care of borrowers’ requirements. They decide your loan amount after considering information regarding your pay and your loan repayment capacity. Usually repayment period depends on loan amount, but lenders may give more time to ensure that amount involved in repayment is within your budget.

To avail a loan you must adhere to the loan eligibility conditions. Lenders sanction a loan to you if they are satisfied that- you are employed on a permanent basis and earning enough income every month, you have a bank account opened in your name, and you are at least 18 years old.

These unsecured loans can be had without any hassles due to several friendly characteristics attached to these loans. To begin with, you need not provide collateral to your loan since these are unsecured loans. You get the loan even if you have received CCJs, because lenders are not bothered about it. Lenders do not call for submission of documents for verification. Finally, lenders process your application and credit money to your bank account within hours of receiving your application.

Lenders receive loan applications through online mode only. To help you even when you need cash urgently, their facility is open throughout the day on all 365 days in the year. Online submission saves you the effort in making a personal visit to lenders’ office.

Summary:

Having CCJ or any such credit issue in your profile does not close the option of borrowing loans for you. You can still borrow unsecured loans, offered by various lenders.

Representative APR Example:

You Borrow —£1000 You Pay —£1240 Representative APR 1223.6% (Variable)

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk